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Tel: 020 7561 1786 (Multilingual advisors available)  •  Fax: 020 7272 8192  •  Email:

Fri 18-Aug-2017
Banking Services Banking Services

Our Alternative to Expensive Bank Accounts

Bank current accounts and overdrafts are very convenient, but can be very expensive. The Credit Union offers a real alternative to High Street banks with our Engage Account partners. 
You can use the Engage Account and VISA card in much the same way as a current account with a debit card. You can have salary (or benefits) paid direct to your own Engage account then use the card to purchase goods or services online, in stores or restaurants, or anywhere that displays the VISA symbol. You can set up standing orders, budget accounts for items such as rent payments or other bills,  get cashback on purchases, or withdraw money from ATM’s in the UK or abroad. Unlike a debit card, this card doesn’t let you go overdrawn, and has a fixed, open and honest charging structure.

The Engage Classic Visa debit card and account

Engage is the national brand for all credit union banking and payment services.  Engage is a Visa debit card and account that truly benefits the credit union member.  There are no nasty hidden charges and fantastic rewards that mean you can save money on your everyday shopping.

The Engage account and Visa debit card works just like an account from a high street bank but is only available from your Engage credit union. You can use your Engage card to shop, pay bills and save money with our cashback rewards program.


Engage Visa debit card and account from Engage on Vimeo.

The Engage Classic Account

  • FREE to apply for a card (you can also have an additional card for free too)
  • FREE for any purchases made within the UK
  • FREE mobile app available on Android and iPhone
  • Engage Envelope Money Management Tool
  • Earn up to 15% cashback with Engage rewards partners
  • Only £0.75 for an ATM withdrawal in the UK
  • Low management fees
  • FREE to set up a standing order
  • FREE email alerts to help you track your spend

Click on this image below to find out more.

Engage rewards

Fantastic rewards and offers available from national and local retailers when you use your Engage Visa debit card. You can have cashback rewards of up to 15% every time you use your Engage Visa debit card to pay for goods at any one of the following participating retailers:

Engage Envelope – Money Management Tool

Want to take the stress and hassle out of paying your rent, mortgage, utilities, and phone bills? Your Engage account comes with a special feature that allows you to place money into virtual Envelopes so you don’t accidentally spend the cash you need to pay essential bills. Envelopes are simple to set up and can be done by the account holder. Once set up you don’t need to worry about them. Money will be automatically ring fenced when it comes into your Engage account.

Click to 
DownloadDownload Engage Envelope - User Guide (804.2kb)

Click on this image below to find out more about the Engage card.

Engage Customer Services

Call Customer Service: 0333 202 3642

Find Us here:
  • London Capital Credit Union
  • Tel: 020 7561 1786 (Multilingual advisors available)  • 
  • Fax: 020 7272 8192  • 
  • Email:
  • Web:
Authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. Firm Ref. No. 214094