Our Engage Visa card provides an ethical alternative to credit cards and overdrafts without the expensive charges – perfect for managing your spending this Christmas!
Engage is a fair and ethical digital account and contactless Visa debit card exclusive to credit union members. It works just like a high street current account, but with no hidden fees or unexpected costs, just a small fixed monthly charge.
Regular funds, or a Credit Union loan, can easily be paid directly into your Engage account. Once funds are received you can immediately access cash from an ATM, shop online or instore using your contactless Visa debit card, pay your bills and manage your money with the Engage digital mobile app.
The Engage mobile app allows you to check your balance, view transactions, send money to other bank and Engage accounts, view the latest cashback rewards and update your account information.
The Engage card is free for any purchases made in the UK, offers a free mobile app for Android and iPhone and provides a very useful Engage envelope money management tool to help you pay bills or set money aside. For example, if you put your Credit Union Christmas loan onto the card, you can keep your Christmas money separate from your current account.
In addition to low management fees, you can earn up to 15% cashback every time you use your card with Engage rewards partners. Participating retailers include B&Q, Asda, Halfords, M&S, H Samuel, Argos and many more, as well as restaurants such as Bella Italia, Café Rouge and Pizza Express.
Credit Union Director Francois Jarrosson said: “The Engage Visa card is great way to manage your spending in the run up to Christmas, without building up a big overdraft or huge credit card bills.
“Simply pay your Christmas loan onto the card and then benefit from a great range of features, in the knowledge that you can’t spend more than you can afford, and with no hidden charges to worry about.”
Click here to find out more about our Engage Visa debit card and to open account today.