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Tel: 020 7561 1786    |    Fax: 020 7272 8192    |    Email: info@credit-union.coop

Great Rates for members

We offer loans of up to £25,000 above savings starting from just 2.9% apr, or small loans to tide you over until payday. You can apply for a loan straight away, but often we will reward you with even lower interest rates if you have saved with us first. Having saved a little first greatly increases the chances of your application being approved.

Great Rates for members

We offer loans of up to £25,000 above savings starting from just 2.9% apr, or small loans to tide you over until payday. You can apply for a loan straight away, but often we will reward you with even lower interest rates if you have saved with us first. Having saved a little first greatly increases the chances of your application being approved.

See how much you could borrow

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Enter a value between £200 and £25,000

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Home Ownership

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We recommend a Loan

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each weekeach fortnighteach 4 weekseach month
when you borrow on the Loan

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OUR LOAN PRODUCTS

Our loan products are designed to help you to save while you borrow

To apply for a low cost loan you must first join as a member. When your low cost loan is approved and, if you are not already a member, you must open your account with a minimum of £20 or £50 deposit to your savings account

The granting of the loan is based upon evidence of affordability. Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford. You do not have to come into the office. Simply join and/or register for online access through the members secure area of the website, or download the ‘London Capital Credit Union’ app for mobile devices then you can submit your loan application online, approve the loan agreement online and we can then transfer the funds direct to your bank account.

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Low Cost Saver Loan

You can apply for a low cost ‘Saver Loan’ at any but give priority to those who have saved with us first. If you are a new member then once your loan is granted you will required to deposit £50 to your saving account. Interest on most ‘Saver Loans’ is charged at a fixed typical rate of 12.7% apr. Rates may vary dependent on our lending risk criteria.

More Information

Homeowner Loan

We know that owning your own home is not always plain sailing. There are times when you need to spend large sums on maintenance, home improvements or even special occasions like weddings. We are able to offer larger value loans at very competitive rates. We will offer loans at 0.1% less than that formally offered by any High Street Bank.

 

More Information

Flexi Loan

Any member of the credit union can apply for a low cost Flexi Loan and must make a payment of not less than £20 to their credit union savings account before funds are released. The Flexi Loan is a slightly higher interest rate of 26.8% apr but the monthly or weekly repayments may be lower as there is no minimum savings requirement.

More Information

Security Loan

We want to encourage members to build up their savings to prevent them having to borrow in future. To encourage members not to withdraw their savings we offer an alternative ‘Security Loan’ at just 4.9% apr. This allows members to keep payments at the same level and keep their savings for a rainy day.

More Information

Family Loan

These loans range between £100 and up to £800 and are designed to help parents with the periodic financial pressures of bringing up children. Any member of the credit union in receipt of Child Benefit can apply for a low-cost Family Loan once they have had some or all of the benefit transferred to their credit union savings account at least once.

More Information

Our loan products are designed to help you to save while you borrow

To apply for a low cost loan you must first join as a member. When your low cost loan is approved and, if you are not already a member, you must open your account with a minimum of £20 or£50 deposit to your savings account

The granting of the loan is based upon evidence of affordability. Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford. You do not have to come into the office. Simply join and/or register for online access through the members secure area of the website, or download the ‘London Capital Credit Union’ app for mobile devices then you can submit your loan application online, approve the loan agreement online and we can then transfer the funds direct to your bank account.

hidden

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Low Cost Saver Loan

You can apply for a low cost ‘Saver Loan’ at any but give priority to those who have saved with us first. If you are a new member then once your loan is granted you will required to deposit £50 to your saving account. Interest on most ‘Saver Loans’ is charged at a fixed typical rate of 12.7% apr. Rates may vary dependent on our lending risk criteria.

#Saver_loan

Homeowner Loan

We know that owning your own home is not always plain sailing. There are times when you need to spend large sums on maintenance, home improvements or even special occasions like weddings. We are able to offer larger value loans at very competitive rates. We will offer loans at 0.1% less than that formally offered by any High Street Bank.

#homeowner_loan

Flexi Loan

Any member of the credit union can apply for a low cost Flexi Loan and must make a payment of not less than £20 to their credit union savings account before funds are released. The Flexi Loan is a slightly higher interest rate of 26.8% apr but the monthly or weekly repayments may be lower as there is no minimum savings requirement.

#flexi_loan

Security Loan

We want to encourage members to build up their savings to prevent them having to borrow in future. To encourage members not to withdraw their savings we offer an alternative ‘Security Loan’ at just 4.9% apr. This allows members to keep payments at the same level and keep their savings for a rainy day.

#security_loan

Family Loan

These loans range between £100 and up to £800 and are designed to help parents with the periodic financial pressures of bringing up children. Any member of the credit union in receipt of Child Benefit can apply for a low-cost Family Loan once they have had some or all of the benefit transferred to their credit union savings account at least once.

family_loan

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