General Enquiries: 020 7561 1786 or Email: info@credit-union.coop      |       CU Loan Repayment Issues Only: 020 3763 8397  or Email: loansupport@credit-union.coop

Homeowner Loans

Being a homeowner can come with some very large bills for home improvement works.

We offer larger loans from £7,000 up to £30,000

Starting from just 2.9%, if your bank offers you a lower rate we guarantee to beat it.

Community Investments

Promoting Saving & Dealing with Debt

Every penny saved with the Credit Union allows us to help others
clear expensive borrowing and escape from debt.

Regular savings or lump sums will help us help thousands
of more people to manage through the cost-of-living crisis.

 

TAKE CONTROL OF YOUR FINANCES

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Secure Ethical savings

We want to make money work for our members. You can start a regular savings plan from your salary/bank or make a lump sum deposit and know that your money is being used to provide a real and meaningful alternative to the very high interest rates charged by most lenders, particularly to the poorest in our communities.

Deposit your money safe with us in the knowledge that it is benefiting thousands more people escape from debt. You can save as little or as much as you like, though we recommend at least £20pcm or £5pw.

Loans

We offer loans of up to £25,000 above savings starting from just 2.9% apr, or small loans to tide you over until payday. You can apply for a loan straight away, but we reward you with even lower interest rates if you have saved with us first.

Unlike other lenders we will not judge you if you have had financial problems nor will we encourage you to borrow more than you need or can afford. You do not have to come into the office, simply register for online access then you can submit your low cost loan application and approve the loan agreement online and we will transfer the funds direct to your bank account.

WHY CHOOSE LONDON CAPITAL CREDIT UNION

WE'RE YOUR PARTNER

We’re not just a credit union. We’re your partner. Becoming a member means never facing a financial decision alone.

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WE WORK FOR YOU

Your success is our success. We’re committed to providing you the tools and resources to help you achieve your goals.

MEMBERSHIP IS EASY

Our application process is simple. Access our services from your laptop or phone 24 hours a day, every day.

LATEST NEWS

Make 2024 the year YOU TAKE CONTROL of your Finances

Make 2024 the year YOU TAKE CONTROL of your Finances

2023 has been a challenging year for most of us and many people’s finances are being stretched to breaking point. With the start of a new year, now’s the time to think about how we can all manage our money better. No doubt many of us will have spent more than we...

How to Use the Credit Union Salary Savings Scheme

How to Use the Credit Union Salary Savings Scheme

Employers Salary Savings Scheme The Employee Benefit Scheme For Employers and Employees Watch this short video to see how we can help you and your employees to save regularlyThe credit union is a not for profit co-operative that encourages saving as an alternative to...

Managing the Cost of Christmas

Managing the Cost of Christmas

Christmas can be the most expensive time of year and it can sometimes be hard to find the money to pay for everything. As well as spending money on additional food, presents for family and celebrating with friends, increased energy costs due to cold weather, the...

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